Wednesday, August 8, 2007

Best Pharmacy Merchant Account for Yerba Mate Sellers

Now a little bit of insight for consumers who are reading this article: It does pay to find out if you are buying from a reputable online pharmacy. One way to know is if they are employing the services of a high risk merchant account provider. What's the connection? Simple. High risk merchant account providers won't accept applications from online pharmacies which have been involved in fraud or have a history of being riddled with complaints and chargebacks.

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Although I'm a big fan of native arts and crafts and not much of soda, I've never judged a drink based on the design of the glass or bottle. No I'm not talking about liquor. I'm talking about Josh's favorite: tea. Here's one that reminds me both of Josh and Brazil. One, because it's South American-ish. Two, because I owe Josh a trip to Rio de Janeiro. And three, because the fusion of Josh and Brazil will boil down to some hearty drink called Yerba Mate. This herbal drink is hailed as one of the best in South America, probably next to ginseng.


So what's all the hype about Yerba Mate? Probably not much except for the fact that it's being sold on most online pharmacies. Because of this, Mate can be classified as high risk merchant product. Like most other herbal drinks or medicine sold online, Mate is being maligned despite its innocence and good intentions. The reason is simple. Since it is quite a rare herb found only in some South American farms, selling it to customers in various parts of the world is subject to suspicion of fraud. I won't blame customers. Everyone needs to make sure they're getting genuine products that's worth what they paid for.

Now a little bit of insight for consumers who are reading this article: It does pay to find out if you are buying from a reputable online pharmacy. One way to know is if they are employing the services of a high risk merchant account provider. What's the connection? Simple. High risk merchant account providers won't accept applications from online pharmacies which have been involved in fraud or have a history of being riddled with complaints and chargebacks.


More to read here:


Yerba Mate Pharmacy Merchant Account

Tuesday, August 7, 2007

Outsourcing Telemarketing: A High Risk Venture?


Now let's go back to outsourcing telemarketing. It's one of the biggest steps any business can make if it wants to make more profit and spend less on overhead costs. Another is to apply for a telemarketing merchant account. And when I say that, I don't mean locally. Domestic banks and providers are wary of outbound call centers. Most telemarketing companies find help with credit card processing by applying for a high risk merchant account offshore. Benefits on doing this abound. Lenient taxation system, non-interference from the government and other political entities, and flexibility when it comes to choosing your bank are just among a few of them.


It's Sunday morning and I'm reading stories about telemarketers' on-the-job experiences. I'm like, "Geez, this is interesting stuff." FYI: I worked in a part time telemarketing job before. FYI: I lasted only one week! I was at college and needed extra money. But then again even during that time I felt I was harassing not only myself but also other people.


"But eventually…it’s the kind of job where you don’t get much satisfaction because nobody really likes you….none of the people you talk to really want to talk to you and you are just keeping on the phone, taking away from their lives….it’s depressing. We were given lists of phone numbers and a regular phone without any sort of headset, just a little handset and we went into a little cubby and uh …and called lists of phone numbers.


More than half of them weren’t even real numbers and you got lots of this phone line has been disconnected and lots of answering machines and when you did get people you were often calling while they were eating dinner or breakfast and people generally…you were generally pissing people off...” (excerpt from Aboutmyjob)


Hey, 'nuff said about telemarketing woes. Some people actually make a good career in this high risk industry. In fact, they told me if you didn't move up the ladder within a few months, you must be doing something wrong. Not only is telemarketing (sometimes also called call center jobs) a high-paced industry, it's also very profitable. That's why the ongoing trend is (North) American businesses outsourcing telemarketing offshore. For a lot of these businesses, the overhead costs simply diminish. Employees overseas don't get paid as much as their American and European counterparts. Hard and soft aspects of running the telemarketing agency become less of a burden. Well yeah, at the expense of American employees. We've heard of complaints near and far from US employees saying they're losing their jobs over the guys in Southeast Asia and China. Uuhh, but if we put ourselves in the position of the big bosses, can we blame them?


Clint and The Outsourcing Dilemma

A year ago, I met a guy named Clint who told me how he lost his job. He now lives in a tropical island somewhere in Asia after having decided he wanted to retire. He was bitter and asked me if his feelings were justified. He was a head engineer whose job was outsourced to a Chinese guy who got paid six times less than he did. I said, "Well, if I'm the boss I guess it's justified on my part since I save a lot of money. But it's only worth it if the Chinese guy performed as good as you did." After that conversation, Clint didn't bother me anymore. He went off reading books in hammocks, taking pictures of his new Asian girlfriend and sending them to me when he gets a chance.

Now let's go back to outsourcing telemarketing.


Read the rest of the story:

Telemarketing Merchant Accounts


Monday, August 6, 2007

Online Casino Merchant Accounts for Legit Poker Rooms

Online casinos, unlike Bellagio and Caesar's Palace, need to acquire casino merchant accounts offshore. Why? Because they will find it difficult to operate and handle all those credit card transactions without the help of a reliable payment gateway. Bellagio employs thousands of workers while an online casino may be manned only by a few staff. As long as it has an efficient high risk credit card processing infrastructure, it can easily match the profit that land based casinos like Bellagio can make. Not including the profit on hotel and attractions, of course.

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Josh played poker last night and won a few hundred bucks. For some reason, some so-called high rollers gave him a big break, thinking he was some poker noob. But although he only played the game for fun and extra money, he'd been in loved with Texas Holdem for years. He would bring me to small tournaments where he finds them. Yes, even in the towns I barely know. He's been going to Vegas and has enjoyed playing table games even before we met. He also couldn't count the number of encounters he had with some famous players, and some pretty Vietnamese card sharks.

I wasn't completely convinced that poker is better than Black Jack till I learned to play it myself. I was amazed at Black Jack when I read about the MIT guys. Card counting, shuffle tracking, and all kinds of legal "cheating" -- name it and they've done it. In poker, I guess you can only bring your wife, let her sit next to you, then teach her the art of distracting your opponents. You can do nothing of these when playing poker online, obviously. My fiance and I used to waste hundreds of dollars punching video poker buttons on slot machines on landbased casinos. Now, if he had more time in his hand, he would play poker at online cardrooms too.


Bellagio vs. Online Casinos

So despite the insanity going on about online poker these days, we still preferred going to Bellagio several times a year. The place is obviously more fantastic than what you see on the computer screen. Moreover, it is being owned and operated by MGM. The fact that you don't have to deal with credit card payments can be such a relief. Playing online subjects you to possible fraud and credit card hacking. You also never know if you're playing in a legit online casino that lets you cash out your chips as you win. The funny thing about this situation is that online casinos suspect players to be cheating using bots and conspiratorial playing. Online poker players, on the other hand, suspect that online casinos won't pay their winnings and charge them (players) of cheating even if they won their hands clean.


more: Casino Merchant Accounts

Do Poker Rooms Need a Casino Merchant Account?

A casino merchant account can be easily obtained for most start up online casinos and poker rooms. You can explore the possibilities explained in the article "Insider Tricks to Successful Merchant Application". Because it is start up, there is no history of fraud or chargebacks that might have been incurred. And because it is handled in an offshore territory, there are lots of advantages on taxation rules and flexibility on banking choices. An online casino that doesn't have a high risk merchant account offshore will eventually apply for one as soon as it starts transacting high volume payments.