High Volume Merchant Account: Should You Get One?

I feel a need to go back to the basics. After years of hearing the phrase high volume merchants, I still encounter some perfectly running businesses who have not acquired their own high volume merchant account. For reasons I don't know. When I tell them execs about the possibilities it offers, they say they will consider applying for one. It seems to me that these businesses have reached their equilibrium, and at this point wish nothing but to maintain it. I say otherwise. Equilibrium in business is death. Seek constant disequilibrium -- that's a way to survive. We all live in a cycle and once this cycle becomes static and reaches plateau, there's nowhere else to go but down. Right, Tom Peters?

WHAT'S YOUR BEEF?

My friend Kent was downright frank with me. He says it has nothing to do with equilibrium. It's just that these businessmen haven't caught up with the trend of accepting credit cards online. Sure they accept credit cards, apart from the usual checks and the occasional debit cards, but they only use a POS and other manual processing equipment. And even though they've heard of virtual processing, they are iffy about applying because of the high incidence of fraud associated with it.

HIGH VOLUME IS NOT HIGH RISK?!

So maybe they have not educated themselves well enough about high volume merchant account. Or maybe they got it wrong. Let me just make it clear. Some of these execs may have even mistaken high volume for high risk. This is kinda funny. HIGH VOLUME identifies itself uniquely from all other high risk merchant accounts. How?

Continued:

The Benefits of Acquiring High Volume Merchant Account

1. Virtual Terminal

2. Savings and Reduced Rates

3. Statement Account History Reporting

4. Protection from Fraud

5. Shopping Cart

see whole article:

High Volume Merchant Account: Is it Worth Acquiring One?

In Praise of Porn: The Brave Old World

This time I'll refrain from my know-it-all stance and bow my head to the porn industry. Not praising it for the "immorality" the whole world considers repulsive, but by the bravado of adult webmasters who have created their niche in this subject online. It wasn't easy. The true concept of adult websites, high risk merchant accounts, sexual e-commerce, and everything in between can get boring in the long run. That's why adult webmasters deserve an accolade. The sex industry has evolved from crude Neanderthal beds to sophisticated Virtual Reality sex. And among those who make and break the industry are the actors and actresses. Ordinary people who make money getting laid over and over for the pleasure of online surfers.

Of course if you've been working in the industry you've seen sex models come and go. You've seen the nastiest acts shot on film repeatedly till the "act" is perfected. According to veteran webmasters, this type of work, like anything else, sells so good but in the long run can desensitize them. I've known a few friends who have managed to work freelance for the development of porn websites. They tell me that they curse the day they learned graphic design...

continued:

In Praise of Porn: Adult High Risk Merchant Accounts by Gerri Bryce

Setting Up an Online Dating Merchant Account

A lot of so-called e-commerce gurus tout the online dating business as fun. It must be, as countless new business-minded individuals come up with certain ideas for a dating website, apply for a high risk merchant account provider, and start earning money in no time. Or is it that easy? It would be a lie to say yes. There's no such thing as an easy money-making scheme. Nor will ever be. Everyone takes some pain if not during the set-up of the dating website, but in the process of maintaining it.

Setting it up Good
Go ask Wells Fargo!
A Tale of Taking Chances

But why won't domestic banks take care of your business? The answer is truly simple. Let me tell you a story. A friend of mine, young, beautiful, and very engaging, joined a really popular dating website in the hopes of finding a nice guy online. She did it for fun, and not surprisingly, got a lot of responses for her profile and ad. So many men from all over the world sent her messages and tried to ask her out for a date. And yes, scammers too. She was even courted by a lesbian. She found all the responses exciting until one day she met the man she would marry not in the dating website she joined, but in another non-dating website relevant to her job. That man admitted he also joined a dating website, but met too many scammers so he quit his subscription. And while they were dating, my friend decided to quit her dating website membership too. Just like that. Why? Because she no longer needed it, having found the man that makes her happy.

see more articles here:

• High Risk Merchant Account Tips on IP Detection
• Insider Tricks to Successful High Risk Merchant Account Application
• The Psychology of Online Buying
• E-Commerce Success: When High Risk Merchants Go the Brick and Click Way
• Homemade Remedy for Download Theft
• High Risk Merchants' Guide on Building E-Commerce Websites
• Top 3 Goals All High Risk Merchants Should Know
• Unbeatable Techniques in Buying and Selling Online
• High Risk Merchants Quick Guide on Telemarketing Frauds
• The Whys and Hows of Travel Merchant Account Application
• 10 Questions to Ask Your Gaming Merchant Account Provider
• Dating Websites Gone Mad: High Risk Merchant Account Providers to the Rescue

10 Questions to Ask Your Gaming Merchant Account Provider

The thing that strikes me as funny when my fiance and I go visit the casinos is that the slot machines area is always populated with old Chinese women. Their husbands are probably off somewhere in the card tables playing Pai Gow or engrossed in baccarat. Not that there's anything wrong with seeing Chinese ladies wasting bundles of cash or pails of coins in the King Cashalot machines. It just feels different when you play it online. You don't see no faces. The card games are just as fun. But of course you're not guaranteed of cashing out your win when you do win. All online casino players know this but refuse to agree. They still put their faith on high risk merchant account providers because they know they can appeal for chargebacks once the casino denies them the cashout.

But the players' problem is not ours.

Story continues here:

10 Questions to Ask Your Gaming Merchant Account Provider

The Why's and How's of Travel Merchant Account Application

"HONG KONG, July 1 — With helicopters pumping out streams of red smoke and boats carrying giant red Chinese characters — and with demonstrators calling once again for the elusive goal of full democracy — Hong Kong marked on Sunday the 10th anniversary of its return by Britain to Chinese rule."

Unfortunately, we weren't able to go to Hong Kong early this week. All Cathay Pacific flights were chock full of passengers excited to see the events (which were uneventful, by the way) and we didn't like risking money for sweepstakes seats. It's likely that some travelers may have booked flights earlier and canceled them for some reason too. We don't call it high risk merchant business for nothing.

WHY (NOT) APPLY FOR A TRAVEL MERCHANT ACCOUNT?

HOW MAPs LOOK AT YOUR BUSINESS

...I won't put your hopes high and suddenly burst your bubble. It is extremely challenging to apply for a travel merchant account. And hardly will you get accepted if you file for it on a domestic bank. What's your option? Go offshore. Offshore high risk merchant account providers not only cater to all types of high risk businesses, they also are very flexible when it comes to accepting many international currencies and payment methods. Travel agencies with poor credit rating may still apply, as they have a high acceptance rate.

WHAT ARE THE POSSIBILITIES?

...Common sense will tell you that along with the benefits (have I mentioned tax reductions and very little government interference?), you also need to pay for a price.

The rest of the article continues here:

TRAVEL MERCHANT ACCOUNT APPLICATION: WHAT YOU NEED TO KNOW

High Risk Merchants Quick Guide on Telemarketing Frauds

My friend Anna won't even answer telemarketers when they call. Sometimes I tell her to give them the benefit of the doubt as they might offer something good but she refuses flat out. Says she's tired of glib spiels and doesn't want to be bothered. She knows when it's a telemarketer calling. It's always on her landline phone. Her mobile phone is the only scam-free phone she has. Ooops, maybe not. At times she still receives weird messages saying she won trip for two cruise tickets. But we know very well it's just a scammer. We call them up and tell them we need money to return their call as our phone credits are used up. Talk about swallowing your own pill.

Making Money by Phone?

...So what exactly constitutes a clean and a dirty telemarketing gimmick? I won't generalize and say all telemarketers are a pain in the neck. The only problem is when you cannot detect the difference and you become a victim of fraud. This industry is riddled with high incidences of frauds and chargebacks -- hence operators may always have a hard time finding a good high risk merchant account provider to handle the credit card processing transactions. But the possibilities online are endless. Surf online and you might find just the right provider for you.

Telemarketing Frauds: 2006 Statistics

Tips and Tricks Against Phone Scammers

more tips from www.highriskexperts.com Gerri Bryce
Insider Tricks to Successful High Risk Merchant Account Application

Unbeatable Techniques in Buying and Selling Online

THE PSYCHOLOGY OF ONLINE BUYING PART 2

How do people buy online? There's no mystery to it. The world wide web is constructed such that when people want to buy online, they just scan the pages and spot the most conspicuous objects in their vision. If you know what you're looking for in a figurine store, you don't look at every single crystal or ceramic on display (unless you're OC). You don't even stop at one store to buy as soon as you get inside the mall (unless you're a patron). This buying pattern of your customers occurs whether you're selling brick and mortar, or whether you own a low risk or a high risk merchant account store.

Inside the article:

BUY ONE CAR, GET TWO DRIVERS FREE!

WHAT PRICE THOU YE FANCY?

YOUR SECURITY IS OUR PRIORITY

PERISHABLE, DO NOT DELAY

THANK YOU, COME AGAIN!


More tips from www.ezinearticles.com by Gerri Bryce